368 Larry Power Rd
Bourbonnais, IL 60914
Tel: (815) 939-2105

185 N. Fraser Ave.
Kankakee, IL 60901
Tel: (815) 933-1101
Fax: (815) 933-1181

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Student Loans

Smart Option Student Loan by Sallie Mae

Wire Instructions




4450 Weaver Parkway

Warrenville, IL 60555-3926

ABA #271987635



185 N. Fraser Ave.

Kankakee, IL 60901

ABA # 271992581





Contact RCCU @ (815)933-1101

Ultimate e-Checking

Go green... it’s as easy at 1-2-3! Get Green … our ultimate e-rates and rewards! You can do it with Ultimate e-Checking!

Go green with Ultimate e-Checking’s convenient electronic services, such as free monthly statements that are e-mailed to you.

Get green with Ultimate e-Checking’s, for current rates click here. Plus, there are no monthly service fees, free online home banking, and no-surcharge ATMs at Riverside Community Credit Union in Kankakee and Bourbonnais.

  • No Minimum Balance Requirements
  • No Monthly Service Fees
  • Rate as high as 1.00% if requirements are met, if not, no interest is paid on account
  • Unlimited Check Writing
  • FREE First Box of Checks
  • FREE ATM/Debit Card
  • FREE Online Home Banking with Bill Pay
  • FREE e-Statements
  • Direct Deposit Available
  • Insured by NCUA

* A.P.Y. = Annual Percentage Yield

Requirements to Open an Account

    • Minimum Deposit: $250
    • Must Sign Up for Online Home Banking and for e-Statements

Monthly Requirement

Must Complete 12 Debit Card Transactions of $10 or more by the End of Each Month 

Checking plus much more!

A Riverside Community Credit Union low cost checking account.

Visa Credit Cards

Make purchasing easy, without the need to carry cash with you. No annual fee, 25 day grace period and low annual percentage rates.

Two VISA Programs are available, Classic and Platinum.

By using EZ-Card Info.com you may review transactions you have done using your Riverside Community Credit Union Visa Card; check your balance, and even make payment.

For a Lost or Stolen card call: 800-423-7503 After hours call: 800-322-8472

Visa Debit Card

It can be used in place of a check. Save time by using your Check Card instead of writing checks. It can also be used as an ATM card to get cash 24 hours a day.

For a Lost or Stolen card call: 800-523-4175

ATM Locations

  • Lobby of Riverside Medical Center, 350 N. Wall St., Kankakee, IL
  • Larry Power Location, 368 Larry Power Road, Bourbonnais, IL
  • Main Office, 185 N Fraser Ave, Kankakee, IL


Do you have a savings account with Riverside Community Credit Union and would like access to your funds without coming to one of our offices? Apply today for one of our ATM Cards. This card is different from the ATM/Check Cards in that it is designed to be used with your savings only!. Apply today @ the main office on Fraser Ave. or our branch location on Larry Power Road in Bourbonnais.

Share Accounts

Where do you keep your 3 month supply of liquid assets? At least some of it should be in a place that is readily accessible, but still earns a good rate of return. It should also be insured by an agency of the U.S. Government. A Riverside Community Credit Union share account meets all of those criteria.

Christmas Clubs

Help you avoid the January Blues. Clubs run from Oct. 1st. through Sept. 30th.

Individual Retirement Accounts

IRA traditional and Roth accounts are available. Our trained IRA representatives can help you save for retirement. You can also make deposits through payroll deductions.

Vehicle Loans

New & Used vehicle loans are available at the credit union. View our current rates, calculate your payments and apply now online.


Home Equity Loans

Need money for remodeling, college, or other major expenses? The Riverside Community Credit Union Home Equity Loan is the affordable way to tap into your home’s existing equity. Low fees and rates make this a very affordable option for many of our members. Contact a Loan Officer at (815) 933-1101.

Signature Loan and Share Secured Loans

At low rates to serve your every need.

PAL (Payday Alternative Loan)

Need a Pal?...Unexpected expenses are a fact of life. So are the chances that when they happen you are between paychecks and strapped for cash. What can you do? Maybe borrowing money from a relative or a friend will work. Another alternative might be a "payday Loan" from a quick cash store. But, if you've ever approached one, you know now expensive this type of borrowing is. Some fast cash stores charge interest as high as 700% A.P.R.!
OUR ADVICE: Don't do it! Instead, get a "PAL" from Riverside Community Credit Union.

Our Payday Alternative Loan (PAL) is desibed to be fast and easy for you to get a loan for unplanned events or unexpected expenses.

  • Borrow up to $750.00
  • Three (3) month repayment plan for up to $500, Six (6) month repayment plan for over $500
  • 21.00% A.P.R.
  • No credit check required
  • Approval is immediate
  • Application Processing Fee: $30.00

PAL UP WITH RIVERSIDE COMMUNITY CREDIT UNION FOR YOUR PAYDAY ALTERNATIVE LOAN! To learn more contact (815) 933-1101 Ext. 225 or fill out your applicaton on line.

VISA Debit Cards

Used as a check anywhere VISA is accepted. Use 24 hours a day at ATM and DOS locations.

Payroll Deduction

The easy way to save. You can spread your deduction among several accounts.

Direct Deposit

Have you paycheck or pension check automatically deposited into your account, the safe and easy way.

Optional Low-Cost, Temporary Disability Insurance

Available on loans to qualifying members. This insurance makes your payments (up to $600 per month) if you are disabled or sick.

Disclosures to Products and Services

Building Access Disclosure PDF

Privacy Disclosure PDF

Courtesy Pay Disclosure PDF

Home Banking Disclosure PDF

Loan Application Disclosure PDF

Visa Disclosure PDF