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ATM fraud due to Skimmers is on the rise. If anything looks suspicious at an ATM machine it is best to not use that particular machine. Theives tend to put skimmer devices on machines during weekends when it is harder to contact your Financial Institution to cancel your card. Skimmers can be extremely hard to identify as they look very close to the original parts of the machine. Usually there is a camera capturing you entering in your PIN number or a cover over the keypad collecting what you enter for your PIN. They then use this information to create a new card to use the funds in your account. Try to cover the keypad when entering your PIN, and as always you should keep a close eye on your accounts to notice anything that is not yours. Using ATMs in high traffic areas is also a safe practice for several reasons.
Just a friendly reminder....The Federal Government says that savings accounts should not be used as transaction accounts. Therefore, they put in place the Regulation D policy. This policy states that no one person is allowed to have more that six electronic transactions from their savings accounts within a months time. Electronic transactions include: online transfers, overdraft transfers, and ACH transactions. If a person goes over the six transaction limit they will be charged a $30 fee. We are sorry for any inconvenience this may cause you. If you have any questions, feel free to let us know. As always, you can call the credit union and transfer money over the phone without a charge.