 |
Current
Rates
Current Deposit Rates Effective FEBRUARY 2012
| ACCOUNTS |
RATE |
APY* |
| SHARES |
| |
.20% |
.20% |
| Ultimate e-Checking |
| Monthly Balances Up to $25,000 |
2.00% |
2.01% |
| Monthly Balances Over $25,000 |
1.00 |
1.01% |
| X-MAS |
| |
.20% |
.21% |
| TRADITIONAL
IRA |
| |
.050% |
.051% |
| ROTH
IRA |
| |
.050% |
.051 |
| EDUCATION IRA |
| |
.050% |
.051% |
| CD’S |
| 6 mo. |
.30% |
.301% |
| 12 mo. |
.50% |
.501% |
| 24 mo. |
.70% |
.701% |
| 36 mo. |
1.00% |
1.01% |
55 AND OVER Extra .010% |
| |
*APY is the Annual Percentage Yield.
|
|
TOP
Current Loan Rates Effective FEBRUARY 2012
| LOAN TYPE |
TERM |
APR* |
| NEW
AUTOS - Member Rewards May Apply |
| |
up to 48 Mo
|
as low as 2.9%
|
| |
60 Mo
|
as low as 2.9%
|
| |
72 Mo.
|
as low as 3.25%
|
| USED AUTOS - Member Rewards May Apply |
|
2010 & 2009 |
60 Mo.
|
as low as 4.50%
|
72 Mo.
|
as low as 5.00%
|
| 2008 |
60 Mo.
|
as low as 5.50%
|
| 2007 |
48 Mo.
|
as low as 5.50%
|
| 2006 |
36 Mo.
|
as low as 6.00%
|
| 2005 |
36 Mo.
|
as low as 7.00%
|
| OLDER |
36 Mo.
|
as low as 10.00%
|
| SIGNATURE - Member Rewards May Apply |
| Based on Credit History |
UP TO 36 Mo.
|
10% - 21%
|
| SHARE
SECURED - Member Rewards May Apply |
| Based on Credit History |
-
|
as low as 5%
|
| VISA
RATES |
| Visa Classic |
-
|
15.00%
|
| Visa Platinum |
-
|
12.00%
|
| Visa Platinum Plus |
-
|
10.00%
|
INTEREST
RATE POLICY APPLIES TO ABOVE |
| HOME
EQUITY |
| 80% LTV |
UP TO 60 Mo.
|
4.85%
|
60 - 180 Mo.
|
5.00%
|
| 81% - 90% LTV |
N/A
|
|
N/A
|
|
| FIRST
MORTGAGES |
| |
15 YEAR
|
|
| |
30 YEAR
|
|
| |
*APR is the Annual
Percentage Rate.
|
|
TOP |
 |
